Health Insurance for Adopted Children

Health Insurance for Adopted Children

Health Insurance for Adopted Children     Health Insurance for Adopted Children

A law providing adopted children the same access to insurance as birth children.

Omnibus Budget Reconciliation Act of 1993

Every adoption family should check with their insurance carrier regarding health coverage for the child they hope to adopt or have adopted.  It is important to check your coverage in the earlier stages of the adoption process and not wait until after placement or finalization.

Many insurance companies will tell an adopting family that the child is not covered until after the family takes physical custody or until the adoption has been finalized.  Often this information is not consistent with the law.

Buried in the Omnibus Budget Reconciliation Act of 1993, Title 1V, Subtitle D-Group Health Plans, Section 4301, Standards for Group Health Plan Coverage,  is a provision that guarantees adopted children the same access to health insurance as birth children.

Please click on the following link to review The Omnibus Budget Reconciliation Act of 1993.

Help for Adopting Families by State

 Alabama  Louisiana  Ohio
 Alaska  Maine  Oklahoma
 Arizona  Maryland  Oregon
 Arkansas  Massachusetts  Pennsylvania
 California  Michigan  Rhode Island
 Colorado  Minnesota  South Carolina
 Connecticut  Mississippi  South Dakota
 Delaware  Missouri  Tennessee
 Florida  Montana  Texas
 Georgia  Nebraska  Utah
 Hawaii  Nevada  Vermont
 Idaho  New Hampshire  Virginia
 Illinois  New Jersey  Washington
 Indiana  New Mexico  West Virginia
 Iowa  New York  Wisconsin
 Kansas  North Carolina  Wyoming
 Kentucky  North Dakota  
More Adoption Help
Pregnancy
Placing a child for adoption
Parenting
Adopting a child

Health Insurance for Adopted Children     Health Insurance for Adopted Children